Financial Literacy 101 - Real Choices - Lafayette

The Problem: American people are living on the razors edge financially. People live paycheck to paycheck regardless of how much they make. A raise doesn’t fix their problems because... More money in a flawed system is still flawed!

Here’s what we cover when presenting the Financial Literacy 101 Class

Key #1: Spending

We help people find on average $300 per month they are currently wasting. We take them through a spending plan to show them in black and white where they are spending their money.

Key #2: Debt

People are paying up to 34.5% of their after tax income in interest alone... not counting principle on loans! The debt plan shows them exactly how to pay down their debt fastest, and potentially reduce the amount of interest they will pay by 7.5%.

Key #3: Taxes

Up to 40% of every dollar we earn goes to taxes of some kind: income, gas, property, utilities, etc. By reducing tax to the legal minimum using our concepts, people can dramatically increase their spendable income.

Key #4: Financial Independence & Retirement Savings

People aren’t prepared for retirement or even the next minor financial problem like a broken water heater, or new tires on their car because they aren’t able to save money because of taxes, interest and debts eating almost every dollar that we make.

By combining the Spending, Debt and Tax plan, Class attendees will walk away with Retirement Plan showing them how to automatically put money aside, and know with much more certainty than they do today, when they can retire, and how much money they will have for the rest of their lives.

Register at www.TandHfa.com